Car Finance

When buying a used car, especially if it is a newer, more expensive model, car finance can help you to spread the cost into manageable monthly repayments.

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Your options

At Car Synergy, we offer both hire purchase and personal contract purchase car finance to customers in Leeds and the surrounding areas.

Hire Purchase

  • Loan terms between 1-7 years
  • Fixed monthly repayments
  • You become the legal owner of the car at the end of the agreement
  • Representative 8.9% APR

Personal Contract Purchase:

  • Lower monthly repayments
  • Pay the final lump sum at the end of the contract to own the car. Or, you can return or exchange it
  • Yearly mileage and wear and tear limits
  • Ideal for newer, more modern cars
  • Representative 8.9% APR

Get a quote on your chosen car with Car Synergy today.

Car Finance Calculator

You can use our car finance calculator to help you understand if you could be accepted for used car finance, and get an indication of how much you could borrow, all without affecting your credit score.

Get an estimate

Am I eligible to apply for car finance?

You're eligible to apply if:

  • You're over 18 years of age
  • You have a provisional license or passport for proof of identity
  • You have proof of annual income

Get a quote in minutes

Complete our quick and easy two minute application form to get a personalized quote.

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